OrganicPay is the everyday wallet for South Africa's hustlers, students and traders. Send, save, split and tap-to-pay — with the True Cost shown before you confirm. From smartphones to feature phones — sharp-sharp.
From Khayelitsha to Soweto, from Umlazi to Mamelodi — for the spaza owners, the kombi drivers, the side-hustle students. Your money, growing the way it should.
Sipho's halfway across Church Street when his phone buzzes. By the time he hits the corner, R 1,850 has landed in Lerato's account — fee shown up front, no surprises. The True Cost Calculator did the maths before he even tapped send.
Tap in your PIN. You're in — effortless, every time.
R 1,850 to Lerato. True Cost shown before you confirm.
One tap. Done. Receipt drops on both phones in seconds.
One tap to FNB, Capitec, Standard Bank, Nedbank, ABSA — PayShap-fast, but with the fee shown up front.
Group savings, transparent receipts, automatic payout rotation. Stokvels — but on rails.
See where every rand went — by category, person, or place.
QR, USSD, Zapper, NFC and a virtual card. Works offline when load-shedding hits.
Bank-grade encryption, biometric locks, and a fraud team that picks up the phone.
"Stuur 500 rand vir Thandi" or "Thumela ku-Sipho R200" — and it's done.
Search "maize meal" and we instantly compare every store you can reach — adding your travel cost (fuel, taxi fare or wear-and-tear) plus the value of your time to the shelf price. No other app does this math. Because no other app has both your wallet and your local merchants.
No reader, no rental, no waiting. Tap-to-pay accepts Visa, Mastercard, Samsung Pay, Apple Pay and Garmin Pay — straight on your Android. Settle to your bank in 60 seconds.
Send, receive, top-up airtime and check balance from any feature phone. Works on every network, on every Nokia, on every load-shedding evening. No data needed.
“I drive a kombi on the Mamelodi–CBD route. Used to drive across town on Sundays just to drop my mum her change. Now I send before my second cup of rooibos — and she sees it before her kettle whistles.”
Phone, selfie, SA ID — done in under 90 seconds. FICA-compliant, no branch visits.
EFT, card, instant from any SA bank, or cash at any of our 8,500+ neighborhood agents.
Type a name, select an amount, tap to send. Receipt drops the moment they get it.